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It’s a process that, at best. be enough to sway the lender to match more favorable terms offered by the competition. In addition to Guttentag’s site, you can find mortgage calculators and pricing.

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NEW YORK (AP) – For those who can qualify, it’s one of the best times to get a mortgage. However, FHA mortgages allow borrowers to use a gift to make the 3.5-percent minimum downpayment. The gift.

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"It’s a misconception on the part of the public that you can’t buy a condo without a big down payment," says Ed Wilburn, a mortgage banker with FEMBi Mortgage in Miami. "The rules are stricter now,

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